Message from WA Cares Fund – Long-Term Care

The OSD Payroll Department is sharing the following message, which includes links to live webinars and an information flyer about the WA Cares Fund

WA Cares: Affordability, choice, peace of mind
Washington is the first state in the nation to develop a public plan that makes long-term care affordable. WA Cares Fund gives members access to a lifetime benefit you can use on a wide range of long-term services and supports—should you need it.

What if I already have a long-term care plan?
If you hold existing long-term care insurance or purchase a new private policy before Nov. 1, 2021, you can apply for an exemption from WA Cares coverage. If you’re approved for an exemption, you will be permanently excluded from WA Cares benefits but you won’t be required to pay premiums.

Remember: You pay WA Cares premiums only while you’re working — not after retirement.
Private long-term care insurance usually requires continuous payments—even if you aren’t working. That can mean making payments while on a fixed retirement income or even while unemployed. That’s why it’s important to compare the lifetime cost, not annual cost, of private plans vs. WA Cares.

If you’re considering a WA Cares exemption, check out our Exemptions page so you can weigh your options.

Workers with approved exemptions will never be eligible for WA Care benefits. If you decide to apply, applications will be available starting Oct. 1, 2021.

Did you miss it?

  • We launched a brand new Learn More page to address your frequently asked questions! Check it out for clarification on key program details. If you still can’t find what you’re looking for, please email
  • You can now join live webinars to learn more about WA Cares Fund and get your questions answered. Webinars are held each week and pre-registration to attend is not required.

We published a new flyer on our website to teach you about our program. Check it out!

Learn more in WA Cares Fund handout