Just 4 days left for SEBB Open Enrollment! Make any changes by Monday, November 22, 2021

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The School Employees Benefits Board (SEBB) Program’s annual open enrollment began October 25, 2021 and ends Monday, November 22, 2021.

Open enrollment is your opportunity to make changes to your health plan benefits. Changes are effective January 1, 2022.

  • What changes can you make? The SEBB Program’s annual open enrollment is your opportunity to:
    • Change medical and dental plans.
    • Add or remove dependents.
    • Reattest to the spouse or state-registered domestic partner premium surcharge (SRDP) (if you received a letter asking you to reattest.)
    • Enroll in the Medical FSA, Limited Purpose FSA (new for 2022), or DCAP through Navia Benefit Solutions.
    • Consider your long-term disability insurance coverage (changes are coming for 2022).
    • Waive your medical coverage if you are enrolled in other employer-based group medical, a TRICARE plan, or Medicare.
    • Enroll in medical coverage if you previously waived.
  • Learn more about the changes you can make on our open enrollment webpage and in the October Intercom
  • How do I make changes? Log in to SEBB My Account.

Resources for open enrollment

SEBB is offering multiple ways to learn about benefits from the comfort of your home.

  • Virtual benefits fairs – During open enrollment, you can learn more about your health plans and other insurance options by visiting the virtual benefits fair.
  • ALEX – Help you understand your SEBB benefits and guide you through choosing your medical, dental, and vision plans. ALEX will suggest plans for you to consider, based on your responses to questions. Access ALEX at wa.gov/alex and within SEBB My Account.
  • Webinars – Attend a webinar provided by our carriers and vendors. See the schedule.
  • Facebook Live – Join us on HCA’s Facebook on Monday, November 2 at 4 p.m.
  • Web content – Visit the SEBB Open enrollment
  • Intercom newsletter – The newsletter includes information about the changes to benefits, what changes you can make during annual open enrollment and how to make them, monthly premiums, and more. Read the October IntercomNote: Since the newsletter was released, there have been clarifications about Kaiser Permanente of Washington’s (KPWA) and KPWA Option’s networks that could affect your coverage.  Read the announcement on HCA’s website to learn more.
  • Need help? – Contact your benefits office.

Change to long-term disability insurance benefit

The employee-paid long-term disability (LTD) benefit will change starting January 1, 2022. You will automatically be enrolled in employee-paid LTD, if not already enrolled.

Note: Your long-term disability benefit is different from the state’s new long-term care benefit, which is called The WA Cares FundLong-term disability replaces a portion of your income due to accident, illness, or pregnancy. You can reduce or decline your employee-paid LTD coverage at any time. Long-term care pays for the cost of care when you need assistance with activities of daily living and is not currently part of your SEBB Program benefits.

The LTD benefit will offer a minimum 90-day benefit waiting period with two coverage level options. You will be automatically enrolled in the coverage level that covers 60 percent of the first $16,667 of your monthly predisability earnings. This has a maximum monthly benefit of $10,000.

You have the option to reduce your employee-paid LTD to a lower-cost 50-percent coverage level, with a maximum monthly benefit of $8,333. You also have the option to decline the coverage. If you reduce or decline the employee-paid benefit and later decide to enroll in or increase your coverage, you will need to provide evidence of insurability and be approved by Standard Insurance Company. You can reduce or decline your employee-paid LTD coverage at any time by logging into SEBB My Account. However, if you don’t reduce or decline your LTD benefit election by December 31 [or your payroll cutoff date], you will be enrolled in the 60-percent plan, and the premium will be deducted from your paycheck for January 2022 coverage.

If you have questions about your benefits or account, please contact your benefits office at sebb@osd.wednet.edu.

Supplemental Benefits: NW Benefit Advisors Open Enrollment ends Nov. 22, 2021

NW Benefit Advisors provides voluntary benefits that are exclusive to the district. These benefits are not part of SEBB.

OSD employees can access the NW Benefit Advisors website regarding open enrollment for supplemental benefits along with SEBB information. Open enrollment ends on November 22.

  • View all the voluntary benefit brochures and videos
    • Benefits offered: Aflac, Trustmark, Legalease, Identity Protection, Pet Insurance and more!
  • See the schedules for Zoom sessions to learn about your benefits.
  • Schedule a personal appointment with NW Benefit Advisors to discuss the voluntary benefits exclusive to your district.
  • Access all the links for SEBB plans and webinars.

Access the NW Benefit Advisors website

Supplemental Benefits: NW Benefit Advisors Open Enrollment Information

NW Benefit Advisors provides voluntary benefits that are exclusive to the district. These benefits are not part of SEBB.

OSD employees can access the NW Benefit Advisors website regarding open enrollment for supplemental benefits along with SEBB information. Open enrollment ends on November 22.

  • View all the voluntary benefit brochures and videos
    • Benefits offered: Aflac, Trustmark, Legalease, Identity Protection, Pet Insurance and more!
  • See the schedules for Zoom sessions to learn about your benefits.
  • Schedule a personal appointment with NW Benefit Advisors to discuss the voluntary benefits exclusive to your district.
  • Access all the links for SEBB plans and webinars.

Access the NW Benefit Advisors website

SEBB Program’s Annual Open Enrollment continues through November 22, 2021

The School Employees Benefits Board (SEBB) Program’s annual open enrollment began October 25, 2021 and ends Monday, November 22, 2021.

Open enrollment is your opportunity to make changes to your health plan benefits. Changes are effective January 1, 2022.

  • What changes can you make? The SEBB Program’s annual open enrollment is your opportunity to:
    • Change medical and dental plans.
    • Add or remove dependents.
    • Reattest to the spouse or state-registered domestic partner premium surcharge (SRDP) (if you received a letter asking you to reattest.)
    • Enroll in the Medical FSA, Limited Purpose FSA (new for 2022), or DCAP through Navia Benefit Solutions.
    • Consider your long-term disability insurance coverage (changes are coming for 2022).
    • Waive your medical coverage if you are enrolled in other employer-based group medical, a TRICARE plan, or Medicare.
    • Enroll in medical coverage if you previously waived.
  • Learn more about the changes you can make on our open enrollment webpage and in the October Intercom
  • How do I make changes? Log in to SEBB My Account starting October 25, 2021.

Resources for open enrollment

SEBB is offering multiple ways to learn about benefits from the comfort of your home.

  • Virtual benefits fairs – During open enrollment, you can learn more about your health plans and other insurance options by visiting the virtual benefits fair.
  • ALEX – Help you understand your SEBB benefits and guide you through choosing your medical, dental, and vision plans. ALEX will suggest plans for you to consider, based on your responses to questions. Access ALEX at wa.gov/alex and within SEBB My Account.
  • Webinars – Attend a webinar provided by our carriers and vendors. See the schedule.
  • Facebook Live – Join us on HCA’s Facebook on Monday, November 2 at 4 p.m.
  • Web content – Visit the SEBB Open enrollment
  • Intercom newsletter – The newsletter includes information about the changes to benefits, what changes you can make during annual open enrollment and how to make them, monthly premiums, and more. Read the October IntercomNote: Since the newsletter was released, there have been clarifications about Kaiser Permanente of Washington’s (KPWA) and KPWA Option’s networks that could affect your coverage.  Read the announcement on HCA’s website to learn more.
  • Need help? – Contact your benefits office.

Change to long-term disability insurance benefit

The employee-paid long-term disability (LTD) benefit will change starting January 1, 2022. You will automatically be enrolled in employee-paid LTD, if not already enrolled.

Note: Your long-term disability benefit is different from the state’s new long-term care benefit, which is called The WA Cares FundLong-term disability replaces a portion of your income due to accident, illness, or pregnancy. You can reduce or decline your employee-paid LTD coverage at any time. Long-term care pays for the cost of care when you need assistance with activities of daily living and is not currently part of your SEBB Program benefits.

The LTD benefit will offer a minimum 90-day benefit waiting period with two coverage level options. You will be automatically enrolled in the coverage level that covers 60 percent of the first $16,667 of your monthly predisability earnings. This has a maximum monthly benefit of $10,000.

You have the option to reduce your employee-paid LTD to a lower-cost 50-percent coverage level, with a maximum monthly benefit of $8,333. You also have the option to decline the coverage. If you reduce or decline the employee-paid benefit and later decide to enroll in or increase your coverage, you will need to provide evidence of insurability and be approved by Standard Insurance Company. You can reduce or decline your employee-paid LTD coverage at any time by logging into SEBB My Account. However, if you don’t reduce or decline your LTD benefit election by December 31 [or your payroll cutoff date], you will be enrolled in the 60-percent plan, and the premium will be deducted from your paycheck for January 2022 coverage.

If you have questions about your benefits or account, please contact your benefits office at sebb@osd.wednet.edu.

SEBB Program’s annual open enrollment begins October 25

Person writes on a paper calendar on a desk flipping between the months of October and November

The School Employees Benefits Board (SEBB) Program’s annual open enrollment begins Monday, October 25, 2021, and ends Monday, November 22, 2021.

Open enrollment is your opportunity to make changes to your health plan benefits. All changes made during open enrollment are effective January 1, 2022.

  • What changes can you make? Learn about the changes you can make on the HCA website under Open Enrollment (SEBB)
  • Learn about the changes for the 2022 SEBB Benefits – SEBB has important changes for 2022 regarding Long Term Disability, Flexible Spending Accounts, Dependent Care Assistance Program, Spousal Surcharge attestation, and Dual Enrollment in SEBB and PEBB. Make sure to visit the HCA website under Open Enrollment (SEBB) to understand how these changes affect you.
  • How do I make changes? Log in to SEBB My Account and submit your changes between October 25 and November 22, 2021.
  •  Look for your SEBB Intercom newsletter – It will be mail/emailed on October 12, 2021 by Health Care Authority

If you have questions about your benefits or account, please contact your benefits administrator Amy McGuire at SEBB@osd.wednet.edu.

Message from WA Cares Fund – Long-Term Care

The OSD Payroll Department is sharing the following message, which includes links to live webinars and an information flyer about the WA Cares Fund

WA Cares: Affordability, choice, peace of mind
Washington is the first state in the nation to develop a public plan that makes long-term care affordable. WA Cares Fund gives members access to a lifetime benefit you can use on a wide range of long-term services and supports—should you need it.

What if I already have a long-term care plan?
If you hold existing long-term care insurance or purchase a new private policy before Nov. 1, 2021, you can apply for an exemption from WA Cares coverage. If you’re approved for an exemption, you will be permanently excluded from WA Cares benefits but you won’t be required to pay premiums.

Remember: You pay WA Cares premiums only while you’re working — not after retirement.
Private long-term care insurance usually requires continuous payments—even if you aren’t working. That can mean making payments while on a fixed retirement income or even while unemployed. That’s why it’s important to compare the lifetime cost, not annual cost, of private plans vs. WA Cares.

If you’re considering a WA Cares exemption, check out our Exemptions page so you can weigh your options.

Workers with approved exemptions will never be eligible for WA Care benefits. If you decide to apply, applications will be available starting Oct. 1, 2021.

Did you miss it?

  • We launched a brand new Learn More page to address your frequently asked questions! Check it out for clarification on key program details. If you still can’t find what you’re looking for, please email wacaresfund@dshs.wa.gov.
  • You can now join live webinars to learn more about WA Cares Fund and get your questions answered. Webinars are held each week and pre-registration to attend is not required.

We published a new flyer on our website to teach you about our program. Check it out!

Learn more in WA Cares Fund handout

Learn about Deferred Compensation Program for supplemental retirement savings

Laptop computer with blank screen on table with pencil holder, plant, stack of books and coffee mug

The following information is shared by the district Payroll Office

The Washington State Deferred Compensation Program (DCP) is a supplemental retirement savings program administered by the Department of Retirement Systems (DRS). 

Why save with DCP?

  • You can save with as little as $30 per month
  • Your contributions are tax-deferred so if you save $100 per month, your paycheck is only reduced by $85
  • You don’t need to know anything about investing – if you complete the Quick Enrollment form, a professional team will invest for you
  • Getting started late?  That’s okay!  You can save as much as $1,625 per month, or even more if you are age 50 or older

To learn more about DCP, visit the DCP website at drs.wa.gov/DCP or watch the DCP webinar video.

Virtual VEBA Fairs planned in October

The following information is shared by the district Payroll Office

As a way to help employees better understand their VEBA benefit, there are several Virtual VEBA Fairs planned in October. These will be live sessions, and participants can listen to a quick overview of the VEBA Plan followed by a Q&A session.

For more information, see the VEBA Plan Benefits Guide.

State payroll tax and long-term care policy online workshops set August 24 and 26

Cluster of wooden Scrabble-like tiles that spell out LEARN

Attend an online workshop to learn the facts about the new state payroll tax and an overview of the long-term care Trustmark policy.

The next in a series of online workshops will be held this week on Tuesday, August 24 from 2-3 p.m., and on Thursday, August 26, from 9-10 a.m.

Zoom meeting information is included on a NW Benefits online workshop flyer posted on the staff intranet. Be sure to log in to Google to access the staff intranet from the staff portal or the district Home page.

2020-21 timesheets due by September 3

Sticky notes in different colors

The Payroll office wants to remind all employees to submit all timesheets from the 2020-21 school year by September 3, 2021.

Timesheets submitted after the deadline could be subject to an audit finding, so it’s important to submit them by September 3.

Thanks for your cooperation!